The Cash Rewards Card has a high cash reward for its members. It also includes an annual bonus as well as over 1,000 points every month to collect and use on activities at your leisure such as gift cards, travel certificates or even future purchases!.
The “boa unlimited cash rewards review” is a card that offers 2% cash back on all purchases. Plus, the card includes a bonus of $100.
When Wells Fargo introduced their Wells Fargo Active CashSM Card, it completely changed the cash back credit card landscape. It’s difficult to match the value of this card, so we’ve broken down all of the facts below.
Bonus of $200 in Cash
To begin, there is a fantastic $200 sign-up bonus that can be obtained by spending at least $1,000 within the first three months after being accepted. This means you’ll earn an additional 20% back on your first $1,000 spent.
2 percent Cash Prizes are available indefinitely.
The ongoing benefits are where the Wells Fargo Active Cash℠ Card really stands out. You will earn an 2 percent Cash Prizes are available indefinitely. on purchases. Other cards that offer higher percentages only do so on certain categories (groceries or gas, for instance) and usually limit how much you can earn in those categories. With the Wells Fargo Active Cash℠ Card you don’t have to worry about any caps, categories or activating your rewards since you’ll automatically earn 2% on all of your purchases. This 2% rate is tough to beat and makes this no a yearly fee card a stand out option for anyone with good to excellent credit that is looking for a low-maintenance Cash Prizes card that will allow you to accumulate Cash Prizes really quickly.
APR is available for a limited time as an introductory offer.
Those looking for a 0% initial APR will be pleased to learn that the Wells Fargo Active CashSM Card offers 0% interest on purchases and qualified debt transfers for 15 months from account activation. After the promotional rate, the Variable APR will range from 15.24 percent to 25.24 percent. There is an initial balance transfer cost of 3% for the first 120 days after account setup, thereafter up to 5%; minimum: $5), however if you are paying interest on your old card(s), the fee is likely to be substantially lower than the monthly interest rates.
Additional Advantages
Cell phone protection is another unique bonus available. Simply pay your cellular phone bill with your Wells Fargo Active CashSM Card, and your phone will be insured for up to $600 (subject to a $25 deductible) against covered damage or theft. This will offer you peace of mind that your phone is secured while also saving you money by eliminating the need to pay for security via another provider out of pocket.
APR Purchase
0% intro APR for the first 15 months after account creation, then 15.24% -25.244% variable APR
APR for Balance Transfers
On qualified debt transfers, there is a 0% intro APR for 15 months from account establishment, followed by a variable APR of 15.24 percent -25.24 percent.
Credit Score Recommendation
670 – 850* Excellent/Good
Cash Prizes
2% 
Earn 2 percent Cash Prizes are available indefinitely. on purchases
Bonus for New Customers
Earn a Bonus of $200 in Cash after spending $1,000 in purchases in the first 3 months
View the whole card’s information
Overview of the Critics
If you are looking for a flat-rate Cash Prizes card that also offers a long intro APR on purchases and balance transfers then this card is a great option. You will pay no a yearly fee, can earn an intro bonus and protect your cell phone from damage or theft. Read our in-depth Critical Analysis to learn more.
Purchase & APR for Balance Transfers
Purchases and qualified debt transfers are subject to a 0% intro APR for 15 months from account activation, after which the variable APR ranges from 15.24% to 25.244%.
Credit Score Recommendation
(670 – 850*) Excellent/Good
Issuer’s Card Information
- Earn a Bonus of $200 in Cash after spending $1,000 in purchases in the first 3 months
- Earn 2 percent Cash Prizes are available indefinitely. on purchases
- 0% intro APR on purchases and qualifying balance transfers for 15 months from account establishment, then 15.24% to 25.24% variable APR; balance transfers done within 120 days qualify for the intro rate and charge of 3%, then a BT fee of up to 5%, min: $5
- There is no yearly charge.
- No categories to track or remember and Cash Prizes don’t expire as long as your account remains open
- With Visa Signature Concierge, you may enjoy a premium assortment of privileges at some of the world’s most interesting and distinguished hotel establishments.
- When you pay your monthly cellular telephone bill with your Wells Fargo Active CashSM Card, you may get up to $600 in protection for your phone (subject to a $25 deductible) against insured damage or theft.
- To understand more about the product’s features, terms, and conditions, click “Now is the time to apply..”
Now is the time to apply.
On the Secure site of Wells Fargo
Alternatives to Cash Back
Although we believe the Wells Fargo Active CashSM Card is difficult to surpass, we’ve compiled a list of additional choices from our partners that may be of interest to customers who spend more in particular areas.
Now is the time to apply.
on the secure site of Bank of America®
Credit Score Recommendation
Excellent/Good
Details of the Card +
Now is the time to apply.
on the secure site of Bank of America®
4th of April, 2022
Overview of the Critics
The Bank of America® Customized Cash Prizes credit card is a top contender in the field of cash back cards without a yearly fees. With an easy to achieve intro bonus, fantastic ongoing cash back rewards and very generous intro-APR periods for purchases and balance transfers, it checks all the important boxes. Read our in-depth Critical Analysis to learn more.
APR Purchase
Purchases have a 0% intro APR for 15 billing cycles, then a 14.24 percent – 24.24 percent variable APR.
APR for Balance Transfers
For any debt transfers done in the first 60 days, there is a 0% Intro APR for 15 billing cycles, followed by a 14.24 percent – 24.24 percent Variable APR.
Credit Score Recommendation
(670 – 850*) Excellent/Good
Issuer’s Card Information
- $200 online Cash Prizes bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in your preferred category, automatic 2% at grocery shops and wholesale clubs (up to $2,500 in combined quarterly choice category/grocery store/wholesale club purchases), and unlimited 1% on all other purchases.
- If you’re a member of Preferred Rewards, you may get an extra 25% to 75% cash back on every transaction. That means you might get up to 5.25 percent cash back on your purchases in the category of your choosing.
- There is no yearly cost, and incentives do not expire.
- For purchases and debt transfers completed in the first 60 days, there is a 0% introductory APR for 15 billing cycles. After the intro APR deal expires, a variable APR of 14.24 percent to 24.24 percent will apply. All balance transfers are subject to a 3% charge (minimum $10).
- Contactless Cards combine the simplicity of a tap with the security of a chip card.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you Now is the time to apply..
Now is the time to apply.
on the secure site of Bank of America®
With the Bank of America® Customized Cash Prizes credit card you get to decide which category you’ll earn 3% back in each month. You can select from gas, online shopping, dining, travel, drug stores, or home improvement/furnishings while also earning 2% back at grocery stores and wholesale clubs. The bonus cash back earned in these combined categories (your choice, grocery and wholesale clubs) is capped at $2,500 in purchases each quarter. You’ll earn 1% after that cap is hit and on all of your other purchases. To sweeten the deal, you’ll also earn a $200 online cash back rewards bonus after you make at least $1,000 in purchases on your card within the first 90 days of your account opening. That’s an additional 20% back on your first $1,000 spent! That is a huge list of perks for a card with no a yearly fee.
Now is the time to apply.
on the protected site of American Express
Credit Score Recommendation
Excellent – Excellent
Details of the Card +
4th of April, 2022
Overview of the Critics
Look no further if you’re searching for a well-rounded card that allows you to earn cash back while avoiding interest. It’s easy to understand why the Blue Cash Preferred® Card from American Express (a CardCritics sponsor) is so popular, with amazing cash back rates on groceries, streaming services, petrol, and transportation spending. There’s a generous cash back welcome bonus, and even if the a yearly fee ($95) seems high, you won’t have to pay it for the first year you have the card. Furthermore, if you spend at least $30.44 on groceries each week, the cash back you receive will cover the yearly fee. To discover more, read our in-depth Critical Analysis.
APR Purchase
0% APR for the first 12 months, then 14.24 percent -24.24 percent variable APR
Credit Score Recommendation
Excellent – Excellent (670 – 850*)
a yearly fee
$0 introductory a yearly fee for the first year, then $95.
Issuer’s Card Information
- Spend $3,000 on your new Card during the first 6 months and get a $300 statement credit.
- $0 intro a yearly fee for the first year, then $95.
- Purchase Now and Pay Later: When you use Plan It® to break up big purchases into monthly payments, there are no upfront plan costs. Plan costs are waived for the first 12 months after your account is opened. After then, depending on the plan length, the APR that would otherwise apply to the purchase, and other considerations, a monthly plan charge of up to 1.33 percent of each purchase amount will be transferred into a plan.
- Low introductory APR: 0% for the first 12 months on purchases from the date of account establishment, then 14.24 percent to 24.24 percent variable rate
- Up to $6,000 in purchases at U.S. supermarkets earns you 6% cash back (then 1 percent ).
- Select streaming subscriptions in the United States can earn you 6% cash back.
- 3 percent Cash Back at petrol stations and on public transportation in the United States (including taxis/rideshare, parking, tolls, trains, buses, and other modes of transportation).
- On all other purchases, you’ll get 1% Cash Back.
- Cash Back is given in the form of Reward Dollars, which may be redeemed for a credit on your account.
- Terms and Conditions apply.
Now is the time to apply.
on the protected site of American Express
It is important to understand that when it comes to credit cards the only way to really take your earning potential to the next level is to choose a card with an a yearly fee. The Blue Cash Preferred® Card from American Express (a CardCritics advertiser) is an excellent example since the ongoing perks and rewards quickly justify the $95 a yearly fee which is waived the first year. You will earn a massive 6% back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 6% back on select U.S. streaming subscriptions, and 3% back at U.S. gas stations and on transit. You will earn 1% back on all of your other eligible purchases. To sweeten the deal, you can earn a $300 Bonus for New Customers after you spend $3,000 in purchases on your new card within the first 6 months. If an a yearly fee is a deal-breaker check out its sister card Blue Cash Everyday® Card from American Express.
Now is the time to apply.
on Chase’s safe and secure website
Credit Score Recommendation
Excellent – Excellent
Details of the Card +
4th of April, 2022
Overview of the Critics
The Chase Freedom Unrestricted® card provides a generous and unlimited base rate of 1.5 percent cash back on all expenditures, as well as a greater percentage on Chase-purchased travel, eating at restaurants, and pharmacy purchases. For the first year (up to $20,000), you’ll get an extra 1.5 percent back on all purchases, which could total up to $300 in cash back. On purchases and debt transfers, you may also save money on interest by taking advantage of a long intro APR. To discover more, read our in-depth Critical Analysis.
Purchase & APR for Balance Transfers
Purchases and balance transfers have a 0% intro APR for 15 months, then a variable APR of 14.99 percent to 23.74 percent.
Credit Score Recommendation
Excellent – Excellent (670- 850*)
Issuer’s Card Information
- INTRO OFFER: Get an extra 1.5 percent cash back on everything you spend (up to $20,000 in your first year) – up to $300 in cash back!
- Enjoy 6.5 percent cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem points for cash back, travel, gift cards, and more; 4.5 percent cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service; and 3 percent cash back on all other purchases (up to $20,000 in the first year).
- Enjoy 5% cash back on Chase travel purchased through Ultimate Rewards® after your first year or $20,000 spent, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5 percent cash back on all other purchases after your first year or $20,000 spent.
- There is no minimum amount to redeem for cash back. You have the option of receiving a statement credit or a direct deposit into most U.S. bank or savings accounts. As long as your account is open, your Cash Back benefits will not expire!
- Purchases and balance transfers will have a 0% intro APR for 15 months from account establishment, followed by a variable APR of 14.99 percent – 23.74 percent.
- No a yearly fee – You won’t have to pay an a yearly fee for all the great features that come with your Freedom Unlimited® card
- Keep track of your credit score with Chase Credit Journey, which gives you free access to your most recent score, real-time notifications, and more.
Now is the time to apply.
on Chase’s safe and secure website
The Chase Freedom Unlimited® card is not new to the scene but has really stepped up its offering in terms of rewards. It charges no annal fee and offers a straightforward way to earn cash back while also providing some really enticing bonus categories that will allow you to earn even more. You will earn an unlimited 1.5% cash back on purchases, 5% on travel purchased through Chase, 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year and 3% back on dining at restaurants and at drugstores. There is also a unique Bonus for New Customers worth up to $300 in Cash Prizes. You will earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year). That means you will earn a total of 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases your first year (up to the maximum noted). It is easy to see how your cash back rewards will add up incredibly quickly, especially your first year.
As you can see, this is an excellent time to get a new cash back credit card. To gain your business, issuers are stepping up their game and giving great advantages. If you have decent to exceptional credit in the range of 670 – 850* and haven’t applied for a new credit card lately, you should apply for one of these standout alternatives now.
Any thoughts, analyses, evaluations, or recommendations made by the author are solely his or her own, and have not been reviewed, authorized, or otherwise supported by any card issuer. A FICO® 8 score is one of several distinct forms of credit scores used by CardCritics. When analyzing your application, a financial institution may utilize a different score.
The “bank of america unlimited cash rewards credit card annual fee” is a credit card that offers an unlimited 2% cash back on all purchases, plus a bonus. The card also comes with a $0 annual fee and no foreign transaction fees.
Frequently Asked Questions
Is 2% rewards good?
How does unlimited cash rewards work?
A: If you have bought a game with cash rewards, then you can use your earnings to buy more games or get the in-game money that is given for free. However, you cannot use this option if it was purchased using coins from an external source.
What is a cash rewards bonus offer?
A: Cash rewards bonuses are offers where a cash reward is given in addition to the prize for winning.
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